HUD Resources: Office of Public and Indian Housing HUD Stories:HUD expands home loan program in Oregon (08/08) HUD expands housing program for five more tribes (04/28) Indian home loan program expands in three states (04/26) HUD expands Indian housing loans off-reservation (03/31)

"Historically, home ownership has languished in Indian Country, leaving less than one-third of reservation families as homeowners, according to the Government Accountability Office.

Although several government-insured housing programs have failed to substantially increase the number of homeowners in Indian Country, one Housing and Urban Development program stands poised to make a difference.

HUD�s Indian Home Loan Guarantee Program, or Section 184, delivered 2,796 loans to Indian homebuyers totaling $296 million since its first home loan on the Fort Hall Reservation in 1995. The program didn�t gain momentum until 1999.

But HUD�s last-quarter figures promise a benchmark for the Indian home loan program. The department guaranteed 224 loans totaling $28 million during the quarter ending Dec. 31 � or 8 percent of all Section 184 home loans since Congress established the program in 1994.

�That�s the key. It�s a 100 percent loan guarantee,� said Roger Boyd, deputy assistant secretary for HUD�s Office of Native American Programs. �The other reason it�s proven to be highly successful is in our ability to market the program not only to lenders but to borrowers as well.�"

Get the Story:
HUD program proving to be a great success for Natives (The Missoulian 1/23)

Relevant Links:
Jodi Rave Lee - http://www.missoulian.com/jodirave

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