{"id":116159,"date":"2025-02-05T00:00:41","date_gmt":"2025-02-05T07:00:41","guid":{"rendered":"https:\/\/indianz.com\/News\/?p=116159"},"modified":"2025-02-05T07:25:28","modified_gmt":"2025-02-05T14:25:28","slug":"native-america-calling-rising-home-insurance-rates-put-more-native-americans-at-risk","status":"publish","type":"post","link":"https:\/\/indianz.com\/News\/2025\/02\/05\/native-america-calling-rising-home-insurance-rates-put-more-native-americans-at-risk\/","title":{"rendered":"Native America Calling: Rising home insurance rates put more Native Americans at risk"},"content":{"rendered":"<div class=\"card mb-2\">\r\n  <div class=\"row\">\r\n    <div class=\"col-md-4 align-self-center\">\r\n      <img decoding=\"async\" src=\"https:\/\/indianz.com\/News\/wp-content\/uploads\/2020\/09\/nativeamericacalling.jpg\" class=\"img-fluid\" alt=\"native america calling\"\/>\r\n    <\/div>\r\n    <div class=\"col-md-8\">\r\n      <div class=\"card-body\">\r\n        <div class=\"h5-responsive card-title\">Native America Calling<\/div>\r\n        <div>\r\n           Listen to Native America Calling every weekday at 1pm Eastern.\r\n        <\/div>\r\n        <div>\r\n          <!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\r\n<audio class=\"wp-audio-shortcode\" id=\"audio-1859-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"http:\/\/playerservices.streamtheworld.com\/api\/livestream-redirect\/NV1.mp3\" \/><a href=\"http:\/\/playerservices.streamtheworld.com\/api\/livestream-redirect\/NV1.mp3\">http:\/\/playerservices.streamtheworld.com\/api\/livestream-redirect\/NV1.mp3<\/a><\/audio><\/div>\r\n\t\t\tAlternate Links: <a href=\"https:\/\/www.nv1.org\/\">Native Voice One<\/a> |\r\n\t\t\t<a href=\"https:\/\/www.nativeamericacalling.com\/\">NAC<\/a>\r\n\t\t\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"h3-responsive font-weight-bold\"><\/div>\r\n<div class=\"date\">Wednesday, February 5, 2025<\/div>\r\n<div class=\"source-links\"><a href=\"https:\/\/www.nativeamericacalling.com\/\"><i class=\"fas fa-link fa-xs\"><\/i> nativeamericacalling.com<\/a>\r\n&nbsp;<a target=\"_blank\" href=\"https:\/\/www.instagram.com\/nativeamericacalling\/\"><i class=\"fab fa-instagram fa-xs\"><\/i> nativeamericacalling<\/a>\r\n&nbsp;<a target=\"_blank\" href=\"https:\/\/www.facebook.com\/nativeamericacalling\"><i class=\"fab fa-facebook fa-xs\"><\/i> nativeamericacalling<\/a>\r\n<\/div>\r\n<p><\/p>\r\n<div class=\"h5-responsive sub\"> Rising home insurance rates put more Native Americans at risk<\/div>\r\nEven before the recent wildfires in California, soaring home insurance rates were pushing homeowners to go without. \r\n<p><\/p>\r\nNow State Farm, the country\u2019s largest home insurer, is <a href=\"https:\/\/www.cnn.com\/2025\/02\/03\/business\/state-farm-home-insurance-rate-increase-california-wildfires\/index.html\">asking for a 22 percent rate hike<\/a> in California. That\u2019s on top of a 30 percent increase request last summer. Increasing natural disasters, rising home values, and the high cost of rebuilding are putting insurance out of reach for more homeowners nationwide. \r\n<p><\/p>\r\nNative Americans already have the <a href=\"https:\/\/consumerfed.org\/wp-content\/uploads\/2024\/03\/Exposed-UninsuredHomes-1.pdf\">highest uninsured rate for homeowners<\/a>. Tune in to discuss alternatives to a future without coverage for people\u2019s biggest financial asset.\r\n<P><\/P>\r\n<div class=\"card border border-primary shadow-0\">\r\n<div class=\"card-body\">\r\n<h5 class=\"card-title\"> Uninsured American Homes <\/h5>\r\n<div class=row><div class=col-8>\r\n\r\nAccording to the Consumer Federation of America, homeowners of color are disproportionally at financial risk, with an estimated 22 percent of Native American, 14 percent of Hispanic, and 11 percent of Black homeowners having no homeowners insurance.<BR> &#8212; <a href=https:\/\/consumerfed.org\/reports\/exposed-a-report-on-1-6-trillion-dollars-of-uninsured-american-homes\/>EXPOSED: A Report on 1.6 Trillion Dollars of Uninsured American Homes<\/a> \r\n<\/div>\r\n<div class=col-4>\r\n <a href=\"https:\/\/indianz.com\/News\/2025\/02\/05\/native-america-calling-rising-home-insurance-rates-put-more-native-americans-at-risk\/consumerfederationofamerica\/\" rel=\"attachment wp-att-116164\"><img loading=\"lazy\" decoding=\"async\" width=\"2559\" height=\"1763\" data-attachment-id=\"116164\" data-permalink=\"https:\/\/indianz.com\/News\/2025\/02\/05\/native-america-calling-rising-home-insurance-rates-put-more-native-americans-at-risk\/consumerfederationofamerica\/\" data-orig-file=\"https:\/\/indianz.com\/News\/wp-content\/uploads\/2025\/02\/05\/consumerfederationofamerica.jpg\" data-orig-size=\"2559,1763\" data-comments-opened=\"0\" data-image-title=\"Consumer Federation of America\" data-image-description=\"&lt;p&gt;Consumer Federation of America&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;Photo Source: Consumer Federation of America&lt;\/p&gt;\n\" data-large-file=\"https:\/\/indianz.com\/News\/wp-content\/uploads\/2025\/02\/05\/consumerfederationofamerica.jpg\" src=\"https:\/\/indianz.com\/News\/wp-content\/uploads\/2025\/02\/05\/consumerfederationofamerica.jpg\" alt=\"Consumer Federation of America\"   class=\"size-full wp-image-116164\" \/><\/a> \r\n<\/div>\r\n<\/div>\r\n\r\n<\/div><\/div>\r\n<p><\/p>\r\n<blockquote class=\"twitter-tweet\"><p lang=\"en\" dir=\"ltr\">\ud83d\udea8Did you know MILLIONS of US homeowners lack <a href=\"https:\/\/twitter.com\/hashtag\/insurance?src=hash&amp;ref_src=twsrc%5Etfw\">#insurance<\/a>, risking $1.6 TRILLION in property value? It&#39;s not just a stat; it&#39;s a wake-up call. Learn more in CFA\u2019s new report &#8211; EXPOSED: A Report on 1.6 Trillion Dollars of Uninsured American Homes\ud83d\udca1\ud83c\udfe0 <a href=\"https:\/\/t.co\/GCnieVyQ5e\">https:\/\/t.co\/GCnieVyQ5e<\/a><\/p>&mdash; Consumer Federation of America (@ConsumerFed) <a href=\"https:\/\/twitter.com\/ConsumerFed\/status\/1767219349918498860?ref_src=twsrc%5Etfw\">March 11, 2024<\/a><\/blockquote> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\r\n<P><\/P>\r\n<iframe loading=\"lazy\" style=\"border-radius:12px\" src=\"https:\/\/open.spotify.com\/embed\/show\/4RE6juPYr7cl2Zsmb2zjq7?utm_source=generator\" width=\"100%\" height=\"232\" frameBorder=\"0\" allowfullscreen=\"\" allow=\"autoplay; clipboard-write; encrypted-media; fullscreen; picture-in-picture\"><\/iframe>\r\n<figcaption class=\"figure-caption\">All Episodes on <a href=\"https:\/\/open.spotify.com\/show\/4RE6juPYr7cl2Zsmb2zjq7?si=2a56e59533534bf9\">Spotify<\/a> | <a href=\"https:\/\/www.nativeamericacalling.com\/subscribe-to-podcast\/\">More Options<\/a>\r\n<\/figcaption>","protected":false},"excerpt":{"rendered":"Native people already have the highest uninsured rate among homeowners. Changes in the industry could make it even worse.","protected":false},"author":1,"featured_media":116164,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_vp_format_video_url":"","_vp_image_focal_point":[],"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[10,11,1],"tags":[38,478,696,243,133,47,134],"class_list":["post-116159","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-environment","category-national","tag-california","tag-fires","tag-housing","tag-media","tag-native-america-calling","tag-race","tag-radio","no-wpautop"],"jetpack_shortlink":"https:\/\/wp.me\/pcoJ7g-udx","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/indianz.com\/News\/wp-content\/uploads\/2025\/02\/05\/consumerfederationofamerica.jpg","_links":{"self":[{"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/posts\/116159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/comments?post=116159"}],"version-history":[{"count":6,"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/posts\/116159\/revisions"}],"predecessor-version":[{"id":116167,"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/posts\/116159\/revisions\/116167"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/media\/116164"}],"wp:attachment":[{"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/media?parent=116159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/categories?post=116159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/indianz.com\/News\/wp-json\/wp\/v2\/tags?post=116159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}